Frequently Asked Questions

Our first discussion is always complimentary. We are a fee-only, fiduciary firm, which means we receive no commissions or incentives from any third party, and we are required to act in your best interests with all recommendations at all times.

We have a variety of fee structures depending on the services you choose, and we will always make sure you clearly understand what those fees are before we begin to work together.

A complete financial plan includes a current overview of all the places money touches your life, including:

-Balance sheet

-Cash flow, including liabilities and repayment planning

-Employment opportunities and benefits

-Risk management and tolerance

-Retirement goals and saving

-Other savings goals, including education

-Tax planning

-Investment planning

-Estate considerations

-Any other financial goals you’ve got

Collaborative meetings to discuss your values and goals, your current situation, and any possible gaps in the picture.

And recommendations you can implement to help you optimize what you’re building to balance and achieve those financial goals in alignment with your values.

That depends! We’ll look at your values and your goals, and help you figure out how and how much you want to save for emergencies, retirement, your legacy, and any other goals that matter to you.

Yes, we can implement investment recommendations and manage accounts through our custodians at Schwab and Betterment, although it is never required to work with us. Just a note, we’re selective in the accounts we choose to manage and prefer to have a planning relationship first. If you would like to delegate your money management, we’d be glad to talk about your options!

Currently we have no account minimums. We feel that financial planning should be available to everyone, regardless of assets, and strive to make our services accessible through a variety of models, including fee for advice only.

No, a financial planner can help you at any stage of your financial journey. We appreciate your curiosity and would love to talk to you to discover if working with a planner is the right choice for you now. If we aren’t the best fit, we’ll do our best to point you towards other resources to help answer your questions. No pressure or sales pitch.

We’ll start with a no judgement, casual conversation about who you are, what you value, and whether our services would be a good fit for you. If you need something we don’t provide, we’ll try to help you find the right resources for you.

If we decide to work together, we’ll help you organize and understand your financial picture and set and prioritize your goals for the future. You don’t need to prepare anything before the first introductory call, and we will guide you through our process every step of the way once we begin building your plan.